ECONOMIC RESEARCH EM Bank Lending Conditions Survey

In order to assess bank lending conditions in emerging economies, the IIF conducts a quarterly survey among banks residing in five emerging market regions: Emerging Asia, Latin America, Emerging Europe, Middle East & North Africa and Sub-Saharan Africa. The survey is addressed to Senior Loan Officers, Chief Credit Officers, Credit Risk Officers or other senior officers in comparable positions. The survey, which began in December 2009, is carried out using a questionnaire with fourteen multiple-choice questions that assess five different aspects of bank lending conditions: 1) Credit standards for business, consumer and real estate loans; 2) Demand for business, consumer and real estate loans; 3) Domestic and international bank funding conditions; 4) Demand and supply conditions for trade finance; and 5) Evolution of nonperforming loans. The survey response for each question is converted into a diffusion index and then aggregated to get a bank lending conditions measure for each region and for overall emerging markets. The survey results are published in January, April, July and October and are used extensively by the financial industry and policymakers to assess underlying economic conditions and the impact of global trade and financial conditions on emerging market bank lending. For details about the survey methodology, please refer to the Lending Survey User Guide. For questions about the survey and underlying data or to receive the survey results when they are published, please contact Arpitha Bykere.

EM Bank Lending Conditions Survey Publications